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Botterway agreed, adding: “Ignoring pay rises and directing them to either saving or your pension is a great flex. You don’t miss the money because you never had it.”
People should be aware with investment, capital is at risk. As such, Britons are generally encouraged to seek advice before making this decision.
HonestTom12 urged people to make the most of switching offers put forward by popular high street providers.
He said: “Switching your current account can really pay out. I had my current account I set up as a student with Lloyd’s that I ended up using for years without thinking about it. Finally got around to switching to Nationwide for the £200 bonus and while it wasn’t a seamless process, it was worth it especially around Christmas.
READ MORE: Best savings interest rates for April 2023
